Embedded finance is changing when, where, and how people interact with financial services. The market is growing rapidly, generating over $20 billion of revenues across payments, lending, banking, and cards and projected to expand to $51 billion by 2026. While credit unions face the threat of disintermediation with the new embedded finance value chain, it also poses a tremendous growth opportunity. Learn firsthand the ways embedded finance meets the needs of members today and how credit unions can identify the verticals that allow them entry into this new value chain to expand their reach. |
Guy Assad
CEO & Co-Founder
Clerkie
Guy Assad is the CEO and Co-Founder of Clerkie, a debt automation platform that he cofounded in 2016. Guy is an engineer with 15+ years of experience in Deep Tech (Deep Learning, Robotics) and Finance (Consumer / Retail Banking). After receiving his Bachelor’s in Electrical Engineering from Howard University, he earned a Master’s in Electrical Engineering from USC and a Master’s in Business Administration from Stanford Graduate School of Business. Prior to Clerkie, he was a rising junior partner at McKinsey where he spent 5 years implementing digital solutions at major banks in the US.
Dennis Cail
CEO & Co-Founder
Zirtue
Born in Monroe, Louisiana, Dennis Cail has been involved in the tech world since serving in the Navy. Prior to founding Zirtue in 2018, Dennis served as the Senior Director of Corporate Services at IBM Global Services, Managing Director at Uptown Financial Group, Managing Director at PwC, and Managing Partner at Convince Capital Partners. A family man and a father, he realized he was having limited success in getting money returned to him that he lent to friends and family. Ten years later, he set out to solve that problem, to bring dignity and accountability to loans, and remove the awkwardness from the process. This solution became known as Zirtue, which has now processed more than $40M in loans between friends and families. Zirtue is the world’s first relationship-based lending app with a mission to drive financial inclusion, one relationship at a time.
Barclay Keith
CEO & Co-Founder
Momnt
Barclay Keith is the CEO and co-founder of Momnt, an embedded financial services platform for digital, point-of-need lending and payments. Barclay is a self-taught coder who spent six years serving in the U.S. Army with a stint in Afghanistan, prior to beginning his career in finance. Before Momnt, Barclay was a Director at consumer lending fintech GreenSky Credit where he was responsible for long-term forecasting, data analytics, and credit strategies research. He has spent most of his career in finance and data modeling, including working in securities analytics for Bloomberg and as Director at asset management firm Heard Capital.
Sam Das
Managing Director
CMFG Ventures
Sam Das is Managing Director of CMFG Ventures, the venture capital arm of CUNA Mutual Group. Since joining, Sam has focused on sourcing, investing and advising early-stage fintech and insuretech startups. Sam is also the Director of Corporate Development at CUNA Mutual Group, evaluating and executing a broad range of strategic transactions for the organization. Sam joined CUNA Mutual Group in 2017. Prior to joining CUNA Mutual Group, Sam was the founder and CEO of a fintech startup and served as an investment banker at firms including Houlihan Lokey and Fox-Pitt, Kelton. He has completed mergers, acquisitions, restructurings and capital raising transactions valued in excess of $10 billion involving companies like Principal Financial, AIG, MasterCard, Security Benefit and Lehman Brothers. Sam graduated from Brown University with a bachelor’s degree in Applied Mathematics.
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CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company,
a mutual insurance holding company, its subsidiaries and affiliates. Corporate Headquarters 5910
Mineral Point Road, Madison, WI 53705.